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We are here to help you reach your goal of being debt free through credit repair or by obtaining a new credit profile with a CPN (Credit Profile Number). CPN or SCN (Secondary Credit Number) numbers are the exact same thing. It is advised not to use a CPN as a permanent solution, since there are things that you cannot use it for, but it is a great way to continue on with life while having your credit repaired or your identity safe. All CPN/SCN numbers are trimerged, validated and skip traced before delivered or issued. We do not sell or issue recycled or issued SSN numbers.


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Credit Repair Program

Our credit repair program covers the vast majority of unsecured debts. Many of our clients carry significant credit card balances, and we’re particularly adept at negotiating with major credit card issuers and banks.

Over time, the credit repair that we’re able to secure could enable you to begin building up a store of savings or adding to your existing retirement account. For many past clients, our program was a turning point: Before enrolling, they lived paycheck to paycheck and could still barely afford to make ends meet. After successfully completing our credit repair program, they finally had the means to prepare and save for the future.

It’s the least we can do to help.


Use the FREE Consultation form to get started ➤

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We can advise you on how to restore your personal credit and get funding fast with the use of many various solutions we have available.
AFS will coach you on your startup or expansion funding while helping restore or build your business credit. We use all possible means to achieve that goal.

If you've already got a 720+ FICO GREAT! We are pleased to be the new standard in personal, business, and auto funding with superior services and expertise. Whatever your funding need we have you covered.


Click HERE to request a FREE Consultation ➤

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SBLC, BG, PoF, Monetisation and more

A Standby Letter of Credit (SBLC) is a guarantee of payment issued by a bank on behalf of a client that is used as "payment of last resort" should the client fail to fulfill a contractual commitment with a third party. Standby letters of credit are created as a sign of good faith in business transactions, and are proof of a buyer's credit quality and repayment abilities. The bank issuing the SLOC will perform brief underwriting duties to ensure the credit quality of the party seeking the letter of credit, then send notification to the bank of the party requesting the letter of credit (typically a seller or creditor). The Swift code for an SBLC is MT760.

Standby letters of credit are often used in international trade transactions, such as the purchase of goods from another country. The seller will ask for a standby letter of credit, which can be cashed on demand if the buyer fails to make payment by the date specified in the contract. The cost to obtain a standby letter of credit is typically 1-8% of the face amount annually, but the letter can be canceled as soon as the terms of the contract have been met by the purchaser or borrower.

Using AFS SBLCs streamlines exporting Letters of Credit by several days, allowing you to reduce liquidity management while turning around receivables faster. We offer a variety of products including instrument leasing.


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Investment Programs and Retirement

If you are already saving, whether for retirement or another goal, keep going! You know that saving is a rewarding habit. If you're not saving, it's time to get started. Start small if you have to and try to increase the amount you save each month. The sooner you start saving, the more time your money has to grow. Make saving for retirement a priority. Devise a plan, stick to it, and set goals. Remember, it's never too early or too late to start saving.

Retirement is expensive. Experts estimate that you will need at least 70 percent of your preretirement income – lower earners, 90 percent or more – to maintain your standard of living when you stop working. Take charge of your financial future. The key to a secure retirement is to plan ahead.


Click HERE to request a FREE Consultation ➤

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Our Gold Market

Buying Gold or other precious metals is one of the safest ways to protect yourself as a hedge against inflation. Gold is the only money that has never failed in the 5,000 year history of its use by humans. Experts are advising their clients to have at least 5% – 40% of their assets in gold or precious metals as a hedge against inflation. It has outperformed every asset class since 1969 and its average annual return = 11% (What interest rate is your bank paying you on that CD?). Historically – gold is a great asset to own and a reliable store of value.

For the average person the main problem has always been that gold could only be bought in large amounts, either as jewellery or Gold Bars! The risk of buying fake gold is also a problem, but that is about to change. Karatbars International allows you to purchase or should we say 'SAVE' 1 gram of CURRENCY GRADE GOLD in the form of a Karatbar card, which is officially certified and 100% genuine 999.9 – 24 carat currency grade gold.


Click HERE to request a FREE Consultation ➤

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AFS Primary Tradelines

If your primary focus is to borrow hard money and private money for real estate investment, then adding mortgage credit would be wise. This will allow you to easily capitalize on private contracts with investors, property sellers, private lenders, lease options, apt rentals, impress brokers, satisfy real estate agents, the list goes on and on.

Click HERE to request a FREE Consultation ➤

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Tradelines/Authorized Users (AUs)

Do You have One or More Credit Cards with a Low to No Balance? Or Low to High Limit? Well, Here at Asberry Financial; you can simply rent your credit! It’s been a well-known practice for parents adds to their kids as authorized users on their credit card accounts. Now you can actually earn money from those credit cards just sitting in your wallet or purse! You can actually turn those unused credit cards into little miniature rental properties which can actually earn you money for every client we send your way.

1| Authorized users don’t have to be related to you.
2| There is no limit on how many authorized users you can add.
3| There is no law against the rental or sale of authorized-user designations.
4| You get paid every time You Add a User and the line posts.
5| Again Your Credit Card is Secure because the only person who will have access is you and our Accounting Manager and the Credit Card is used only for people in our program not sold to the public.

Click HERE to request a FREE Consultation ➤

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Shelf Corporation

Have INSTANT corporate credibility with an aged shelf corporation. Purchasing a company that has already been incorporated that has a clean business history allows you to organize your new business in a single step.

Building Business Credit and a Corporate Credit Profile is accelerated with a shelf company. The older your business is, the more likely you are to be approved for various types of business financing. Making a small investment into an aged corporation can propel your business start-up and establish the foundation for success, quickly.


Click HERE to request a FREE Consultation ➤

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Asberry University

Find the best downloadable resources available on everything from professional and fast credit repair, tradelines, shelf corps and even credit card lists at Asberry University. Reduced rates for brokers.


Click HERE to request a FREE Consultation ➤

My husband took 5 years off his age and denies he fathered a child — now I want separate bank accounts

This woman’s husband balked at the idea. She earns three times more than him


Dear Moneyist,

My husband is 16 years older than me and, two years after our marriage, I discovered that he was five years older than his official age.

Read more ...

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